:root{
  --blue:#0b3c6f;
  --blue-2:#144f91;
  --blue-3:#0a2f56;
  --orange:#f28c28;
  --orange-2:#ffb35b;
  --light:#f5f7fa;
  --text:#243447;
  --white:#ffffff;
  --border:#dfe7ef;
  --shadow:0 14px 34px rgba(11,60,111,.12);
  --radius:20px;
}
*{box-sizing:border-box;scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:linear-gradient(180deg,#f4f7fb 0%,#eef4fb 100%);line-height:1.6}
a{color:var(--blue);text-decoration:none}
img{max-width:100%}
.container{width:min(1180px,92%);margin:0 auto}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.reveal.visible{opacity:1;transform:none}
.top-contact{background:#072948;color:#fff;font-size:.95rem}
.top-contact .container{display:flex;gap:18px;justify-content:space-between;align-items:center;flex-wrap:wrap;padding:10px 0}
.top-contact strong,.top-contact a{color:#fff}
header{background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;padding:18px 0 40px;position:relative;overflow:hidden}
header::before,header::after{content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.08)}
header::before{width:240px;height:240px;right:-60px;top:-60px}
header::after{width:180px;height:180px;left:-40px;bottom:-50px}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;position:relative;z-index:1}
.brand{display:flex;align-items:center;gap:16px}
.brand img{width:92px;border-radius:14px;background:#fff;padding:6px;box-shadow:0 10px 24px rgba(0,0,0,.18)}
.brand h1{margin:0;font-size:1.9rem}
.brand p{margin:4px 0 0;opacity:.95}
nav{display:flex;gap:18px;flex-wrap:wrap}
nav a{color:#fff;font-weight:bold;position:relative}
nav a::after{content:"";position:absolute;left:0;bottom:-4px;width:0;height:2px;background:#fff;transition:.25s ease}
nav a:hover::after,nav a.active::after{width:100%}
.hero{padding:46px 0 12px;position:relative;z-index:1}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:28px;align-items:center}
.card,.hero-card{background:var(--white);border:1px solid rgba(223,231,239,.92);border-radius:var(--radius);box-shadow:var(--shadow)}
.hero-card{padding:34px}
.hero-image{overflow:hidden;animation:floaty 5s ease-in-out infinite}
.hero-image img{display:block;width:100%;height:100%;object-fit:cover;border-radius:var(--radius);min-height:420px}
.eyebrow{display:inline-block;background:#e9f1fb;color:var(--blue);border-radius:999px;padding:7px 12px;font-size:.9rem;font-weight:bold;margin-bottom:12px}
.hero h2{color:var(--blue);font-size:2.25rem;margin:0 0 12px;line-height:1.15}
.hero p{margin:0 0 14px;font-size:1.05rem}
.hero-list{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:20px 0 10px;padding:0;list-style:none}
.hero-list li{background:#f6f9fd;border:1px solid var(--border);border-radius:12px;padding:10px 12px;font-weight:bold}
.cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:20px}
.btn{display:inline-block;padding:13px 18px;border-radius:12px;font-weight:bold;border:2px solid transparent;transition:.25s ease;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:linear-gradient(135deg,var(--orange),var(--orange-2));color:#fff}
.btn-secondary{background:#fff;border-color:var(--blue);color:var(--blue)}
.btn-dark{background:var(--blue-3);color:#fff}

.btn-paypal{background:linear-gradient(135deg,#0070ba,#003087);color:#fff;box-shadow:0 10px 22px rgba(0,112,186,.22)}
.btn-paypal::before{content:"◎ ";font-weight:bold}
.paypal-notice{display:flex;flex-direction:column;gap:12px}
.paypal-pill{display:inline-block;align-self:flex-start;background:linear-gradient(135deg,#0070ba,#003087);color:#fff;padding:10px 14px;border-radius:999px;font-weight:bold;box-shadow:0 10px 22px rgba(0,112,186,.18)}
.stats{margin-top:22px;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.stat{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.18);border-radius:16px;padding:16px;backdrop-filter:blur(4px)}
.stat strong{display:block;font-size:1.6rem}
section{padding:30px 0}
.section-title{font-size:1.9rem;color:var(--blue);margin:0 0 16px}
.section-subtitle{margin:-4px 0 18px;color:#53667a}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.service,.legal,.contact-box,.process-card,.pricing-card,.offer-card,.faq-card{padding:24px}
.service{position:relative;overflow:hidden}
.service::before{content:"";position:absolute;top:0;left:0;right:0;height:5px;background:linear-gradient(90deg,var(--blue),var(--orange))}
.service h3,.contact-box h3,.pricing-card h3,.offer-card h3{margin-top:0;color:var(--blue)}
.service ul,.pricing-card ul,.offer-card ul{padding-left:18px;margin-bottom:0}
.service li+li,.pricing-card li+li,.offer-card li+li{margin-top:8px}
.services-covers{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:18px}
.mini-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:16px;box-shadow:0 10px 24px rgba(0,0,0,.05)}
.mini-card strong{display:block;color:var(--blue);margin-bottom:6px}
.about{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.about .card{padding:24px}
.tags{margin-top:10px}.tag{display:inline-block;padding:7px 11px;margin:6px 8px 0 0;background:#eef4fb;color:var(--blue);border-radius:999px;font-size:.92rem;font-weight:bold}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.process-card strong{display:block;color:var(--orange);margin-bottom:6px;font-size:1.1rem}
.contact-layout,.two-col{display:grid;grid-template-columns:1.1fr .9fr;gap:18px}
form{display:grid;gap:12px}
input,textarea,select{width:100%;padding:13px 14px;border:1px solid #cfd8e3;border-radius:12px;font-size:1rem;background:#fbfdff}
textarea{min-height:150px;resize:vertical}
.highlight-box,.notice{background:linear-gradient(135deg,#fff7eb,#fff);border:1px solid #fde0b8;border-radius:16px;padding:18px;margin-top:16px}
.notice{background:linear-gradient(135deg,#eef7ff,#fff);border-color:#cfe1f8}
.page-hero{padding:34px 0}
.page-hero .card{padding:30px;background:linear-gradient(135deg,#ffffff,#f6faff)}
.page-hero h2{margin:0 0 10px;color:var(--blue);font-size:2rem}
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.pricing-card{position:relative}
.pricing-card.featured{border:2px solid var(--orange);transform:translateY(-6px)}
.badge{position:absolute;right:18px;top:18px;background:var(--orange);color:#fff;padding:6px 10px;border-radius:999px;font-size:.85rem;font-weight:bold}
.price{font-size:2rem;color:var(--blue);font-weight:bold;margin:8px 0 12px}
.price small{font-size:.95rem;color:#64788f;font-weight:normal}
.offer-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
footer{background:var(--blue);color:#fff;text-align:center;padding:24px 0;margin-top:20px}
small.note{display:block;opacity:.85;margin-top:10px}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@media (max-width:980px){.hero-grid,.grid-3,.about,.contact-layout,.services-covers,.process,.pricing-grid,.offer-grid,.two-col{grid-template-columns:1fr 1fr}.hero-list,.stats{grid-template-columns:1fr}}
@media (max-width:860px){.hero-grid,.grid-3,.about,.contact-layout,.services-covers,.process,.pricing-grid,.offer-grid,.two-col{grid-template-columns:1fr}nav{width:100%}.brand h1{font-size:1.6rem}.hero h2,.page-hero h2{font-size:1.8rem}}

.btn-bank{background:linear-gradient(135deg,#1f8f5f,#3ab97d);color:#fff;box-shadow:0 10px 22px rgba(31,143,95,.18)}
.sector-card{padding:12px;display:flex;flex-direction:column;gap:12px;overflow:hidden}
.sector-card img{width:100%;height:180px;object-fit:cover;border-radius:14px;border:1px solid var(--border);background:#f7fbff}
.sector-card div{padding:0 4px 4px}
.bank-notice{background:linear-gradient(135deg,#eefaf3,#fff);border-color:#c9ecd9}
.bank-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:10px}
.bank-layout .process{grid-template-columns:repeat(2,1fr)}
.bank-box p{margin:8px 0}
@media (max-width:860px){.bank-layout .process{grid-template-columns:1fr}}

.hero-image img{background:#0b3c6f;}
.sector-card img{display:block;width:100%;height:180px;object-fit:cover;border-radius:14px;border:1px solid var(--border);background:#f7fbff;box-shadow:0 8px 20px rgba(11,60,111,.08)}
.sector-card:hover{transform:translateY(-4px);transition:transform .25s ease, box-shadow .25s ease;box-shadow:0 16px 32px rgba(11,60,111,.12)}